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Thread: Deck The Cars

  1. #1
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    Unhappy Deck The Cars

    Hey all, just wanted to go on a rant about car accidents.

    Someone, somewhere, is approaching an intersection. The light turns yellow. That driver keeps going, as he is at the point of no return. Another driver, Driver B, is heading the opposite direction, in the same situation, but he is turning left instead of going straight like Driver A. This means Driver B has to cross over the intersection, over the path of Driver A. So Driver B decides to make his turn, crossing over Driver A's path through the intersection and causing Driver A to impact him at around 30 mph. Driver A's car is totalled, and Driver B's car is mostly fine.



    Driver A's car was that of my own. I walked away from the accident with a cut right hand and a bruised up left arm on my wrist, forearm and especially in my shoulder. I must have impacted the door pretty hard. It was, however, the coldest day of the year, hanging around zero degrees that I was standing in for a half hour.

    I hope his insurance company pays up, as I got zero tickets and he got 2 resulting from the accident.
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    Ooooo, ouch... (manly pat on begrieved's shoulder)
    That sucks man. Hope the company pays up and your rates don't jump too much
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    How far were you away from the light when it first turned yellow? Also what was your speed??? Here in guam, that is one of the main reasons we have accidents, is people thinking they can 'make it' before it goes red, or just flat out running the red.
    You cannot dodge it if you don't know it is coming, and you cannot shoot at what you don't know is there!

  4. #4
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    As I was approaching it, maybe 12 feet from the intersection it changed to yellow, and I was heading a little over 30 mph. Not sure of the other guy's speed or story.
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  5. #5
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    How far was he? Did either of you accelerate when you saw the yellow light?
    You cannot dodge it if you don't know it is coming, and you cannot shoot at what you don't know is there!

  6. #6
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    Here in Montana, a vehicle in the intersection, waiting to turn, "controls" the intersection in that the traffic sitting at the other lights cannot enter the intersection until he/she vacates it by completing the turn. However, the vehicle waiting in the intersection has the responsibility to make sure that the way to turn is clear of traffic and pedestrians.

    So in the case, as presented here, the guy turning would be at fault. It sounds like the police at the scene may have agreed with that particular method of traffic regulation. If the guy has insurance, he'll be paying for the whole shebang. If not, the poor Cassed may be paying for the insurance to get his vehicle fixed.

    Either way, you probably won't have a vehicle to drive for a good couple two or three weeks. Even longer with the funky holiday schedule that places have this time of year. Sorry to hear about the whole thing, Cassed. It sucks royally to have your vehicle wrecked by someone else. I know, it happened to me a few years back. Just keep a stiff upper lip and keep on top of the claim so you know how fast it's progressing and whether or not the guy is trying anything funny to slip out from his responsibility to pay.
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    Oh don't worry Grimace, the other insurance company has already been trying some interesting things. The first thing they said when we contacted them was that the accident was 50-50 because I got a ticket too, which isn't true. The other man got 2 tickets and I got none. Now they've stopped all contact over the past couple days, so we'll have to bug em.

    And as for the car, if the other insurance company doesn't pay, it's gone without repair or replacement, as we did not have coverage for the car itself, only liability for me and such.
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    Ach! I hate car accidents, especially the whole rigamarole following the incident. One of my good friends several years back was killed when a man under the influence of drugs ran a red light and collided with her vehicle.

    In a separate incident, I was sitting at a red light with a car behind me, when all of a sudden, a third car driven by a man (under the influence of drugs, again, though I didn't know it at the time) smashed into the car behind me, which, in turn sent that car rolling into mine. The man then indicated that all three of us drivers were going to pull into a parking lot to exchange insurance information. Then, as me and the girl driving the car behind me moved to do this, the guy who caused the accident sped away. While me and the girl called the cops to report this guy, it turns out he crashed into another car, and didn't escape from the scene that time. The cops arrested him, but the resulting fiasco regarding police paperwork for the wreck and insurance companies took at least a month to settle out. At one point, one of the insurance company even thought I was the one that caused the collision!!!

    Anyway, sorry to hear about your car Cassed. Sounds like the guy in the other car didn't pay attention to the whole yield to oncoming traffic rule associated with such intersections.

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    Fun thing about insurance companies...they tend to become very cooperative when you respond consistently to their absurdities and attempts to wriggle out of their responsibilities with those Four Little Words...

    "See You In Court."

    BTW if they insist on playing games, retaining a lawyer may be a worthwhile investment. Have all documentation checked and verified by someone you can trust & who understands the arcane language before you sign to anything.
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  10. #10
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    I don't know about Cassed, but I do know that in my case, my parents and I were talking about a lawyer into the situation, when things finally got settled. Funny you should mention the advice, Vanger.

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    The timing of the incident doesn't help either, as everyone is closing down for the weekend. I called and tried to get a hold of my insurance company, but no one's there. And as for trying to get a copy of the police report, they said to try on Tuesday, as they are closed for 4 days
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    Originally posted by Vanger Chevane
    Fun thing about insurance companies...they tend to become very cooperative when you respond consistently to their absurdities and attempts to wriggle out of their responsibilities with those Four Little Words...

    "See You In Court."

    BTW if they insist on playing games, retaining a lawyer may be a worthwhile investment. Have all documentation checked and verified by someone you can trust & who understands the arcane language before you sign to anything.
    While i have not had to go through that rigomoris, i know several people who have... and depending on the size of the Insurance company, they might not fear that phrase that much....
    You cannot dodge it if you don't know it is coming, and you cannot shoot at what you don't know is there!

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    Sorry to hear about your car getting trashed man, especially this time of year.

    I hope it all works out in your favour.
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  14. #14

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    Originally posted by wolverine


    While i have not had to go through that rigomoris, i know several people who have... and depending on the size of the Insurance company, they might not fear that phrase that much....
    They might not, but I'm pretty certain their Client would. And for a company having a client sue them for Fraud after having the injured party come after them personally is certainly bad for business.
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    Originally posted by Cassed:
    And as for trying to get a copy of the police report, they said to try on Tuesday, as they are closed for 4 days .
    Huh? The police station is closed? I mean, I know people have to have holidays, but they're the frigging police! Aren't they always supposed to be open? Crime doesn't stop just because the tree goes up.

    Anyways, sorry about the car. Yeah, that other guy better pay up. And may I just say, I hate about 99% of the corporations in existence (I say 99% because the one I irregularly work for isn't bad at all.) Insurance companies are just another type I dislike.

    But I know nothing of courtroom drama, so don't ask me. Again, sorry.
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